Terms and Conditions

Last Updated: December 15, 2025

Acceptance of Terms

By accessing and using the Chinook portfolio management application ("Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not use the Service.

Description of Service

Chinook provides a web-based portfolio management platform that allows users to:

• Track investment portfolios and plans
• Manage fund allocations and commitments
• Record and analyze transactions
• Generate reports and visualizations
• Manage multiple organizations (for authorized users)

User Accounts

To use the Service, you must create an account with accurate information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Ensuring your password meets security requirements

Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Upload malicious code, viruses, or harmful content
• Attempt to bypass security measures or access controls
• Use automated systems (bots, scrapers) without authorization
• Share your account credentials with others

Data and Content

You retain ownership of all data you enter into the Service. By using the Service, you grant us the right to store, process, and display your data solely for the purpose of providing the Service to you.

You are responsible for the accuracy and legality of the data you enter. We are not responsible for any losses resulting from inaccurate data.

Security Measures

The Service implements various security measures, including:

• Geographic access restrictions based on IP address
• Rate limiting to prevent abuse
• Session timeouts and secure authentication
• Automated bot detection and blocking

Violating security measures may result in immediate account suspension or termination.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. We do not warrant that:

• The Service will be uninterrupted or error-free
• Data will be accurate, complete, or current
• Defects will be corrected
• The Service is free from viruses or harmful components

Financial Disclaimer

This Service is for informational and tracking purposes only. The Service does not provide investment advice, financial planning services, or recommendations. You should consult with qualified financial professionals before making investment decisions.

We are not responsible for any financial losses, investment decisions, or outcomes based on data stored in or generated by the Service.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO THE SERVICE.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, damages, or expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party

Account Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms and Conditions
• Suspicious or fraudulent activity
• Extended periods of inactivity
• Any reason, with or without notice

You may terminate your account at any time by contacting your system administrator.

Changes to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We are not liable for any modification, suspension, or discontinuance of the Service.

Changes to Terms

We may update these Terms and Conditions at any time. Continued use of the Service after changes constitutes acceptance of the new terms. Significant changes will be communicated via email or a notice on the login page.

Governing Law

These Terms shall be governed by and construed in accordance with applicable local laws, without regard to conflict of law principles.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these Terms and Conditions, please contact your system administrator.